N26 specializes in smartphone account management, but also offers credit cards.
nN26 app users can look forward to some new features. From now on, users can transfer the screenshot or QR code image directly from the photo library to the app. It is useful, among other things, for quick use of MoneyBeam. It is a feature that allows you to send money to contacts in real time without entering their bank details.
Checking Account Comparison: Free or Fee – Overview
Monthly account fee?
Free gyrocard?
girocard free partner?
Girocard cash withdrawal fee
Effective annual interest rate for permitted overdraft (overdraft facility)
Free credit card?
Cash withdrawal fees via credit card in the machine
Free partner credit card?
cashback program
banking app
Google Pay and Apple Pay
Number of branches in d
Not from 700 € of money received per month, otherwise 3.90 € / month
And
number
in Germany a maximum of 6 withdrawals / month for free, then 2 euros; Outside Germany 1% of sales (at least €6)
7.17%
In the first year, then only with a sales number of at least 4000 euros / year, otherwise 29.90 euros / year
in Germany 2% (at least €2.11); Free at EU level; Outside the EU 1.75%
number
number
And
Noor Google Pay
none (bank direct)
Not from 700 euros of money received per month or as an active customer or under 28 years old, otherwise 4.90 euros
And
number
Free in Germany and the Eurozone, otherwise 1.75%
6.5%
No (1.90€/month), Free Visa Debit Card
4.90 € for a Visa debit card: 3 withdrawals / month free worldwide, from the 4th transaction: 4.90 €
number
Yes (Saving Bonus)
And
And
none (bank direct)
From July 1st: Not from 700€ of money received per month, otherwise 4.90€/month
And
No (10€/year)
Free in Germany, otherwise 1%
9.75%
No (39.90€/year)
In Germany 1.95%, otherwise 1.95% + 1.75% + 0.59%
No (29.90€/year)
number
And
And
which – which. 800
number
And
And
Free as an active customer (AK), otherwise outside the Eurozone 2.2%
6.65% as AK, otherwise 7.25%
And
Free as an active customer, otherwise outside the Eurozone 2.2%
And
And
And
And
none (bank direct)
Not from 700 euros of money received per month, otherwise 4.90 euros / month
And
And
From 50 euros free in Germany at 1200 ING machines, otherwise operator fee, outside Germany 5 euros
6.99%
And
From 50 € Free in Germany and in the Eurozone, otherwise 1.99%
And
And
And
And
none (bank direct)
No, but a 0.5% custody fee for deposits over €50,000
And
number
3 withdrawals per month for free in Germany and the eurozone, then 2 euros; Outside the euro area overall 1.7%
8,90%
No credit card available
–
–
No, but partner offers
And
And
none (bank direct)
Not for incoming payments over 500€/month or under 21 years old, otherwise 3.90€
For 12 months (then €24 per year)
And
Free worldwide from Dt-Bank and Cashgroup partners plus 12 free withdrawals from others, then at least €6
10.85%
And
in Germany 2.5% (at least €6); Other than that for free in the Eurozone; Outside the Eurozone 1.75%
And
number
And
nur Apple Pay
none (bank direct)
1.90 € / month
And
number
Free in Germany with Postbank / CashGroup Machines
10,33%
29.90 € / year
in Germany 2.5% (at least 5 euros); Other than that for free in the Eurozone; Outside the Eurozone 1.85%
number
And
And
number
which – which. 4300
Not from 600 euros of money received per month, otherwise 3.95 euros / month
And
number
Free in Germany at 3200 machines; Otherwise 1%, (at least €5.95), outside Europe plus 2%
7.28%
and (Visa Online Classic)
with credit in Targobank machines free of charge in Germany and the eurozone, otherwise 3.5% (at least €5.95); Outside the Eurozone 1.85% + 2%
Yes (with Visa Online Classic)
number
And
number
337
Filter search for transactions
You can also take advantage of the import feature when paying bills. The only requirement is that the document contains a QR code SEPA EPC. It gives the smartphone all the data it needs to transfer. The new feature is available for all N26 account models in the iOS app. But customers using Android devices don’t go empty-handed either: the app now offers a search filter for them as well as for Apple fans. It can be used to narrow down transactions at any time period to make it easier to track them.
* Our independent experts regularly deal with products and service providers. We will provide you with the resulting articles free of charge. COMPUTER BILD receives a small commission if you click on a link or enter into a contract with an associated provider. Note: The content on computerbild.de is not a specific investment recommendation and contains only general information. The authors, editors and sources mentioned are not responsible for any losses that may arise through the purchase or sale of the securities or financial products mentioned in the articles.